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Your Details
Business Details
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Your Quote
Please ensure that you understand your duty of fair presentation.
A company is a type of business that has its own legal identity, separate from its Owners, Shareholders, Managers or Directors. An individual is a self-employed person who is the sole owner of their business.
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We will send you logon details and a password to this address. This will allow you to retrieve your quote / policy documents at a later stage.
You can opt out of marketing communications at any time by contacting us.
Please be aware, the data you provide will be automatically saved, to enable you to retrieve and complete your quote.
Help to protect your business
As an additional benefit of our service, Gallagher may contact you to help you get the most appropriate cover for your business.
Lloyds Bank Business Insurance Services are arranged and administered by Arthur J. Gallagher Insurance Brokers Limited, part of the Arthur J. Gallagher global group of companies (together ‘Gallagher’). Gallagher are the data controller of any personal information provided. It is used by Gallagher to arrange insurance policies and process claims and to do so Gallagher will share your information with other third parties.
Further information on your rights and how your details are used are on the Gallagher website at Gallagher Privacy Policy | Gallagher UK
You are required to make a fair presentation of the risk to an insurer which discloses every material circumstance which you know or ought to know relating to the risk to be insured. This includes information known by your senior management and those responsible for arranging your insurance as well as information which would reasonably have been revealed by a reasonable search of information available to you. A circumstance is material if it would influence the judgment of a prudent insurer in determining whether to provide insurance for the risk and, if so, on what terms. Disclosure must be reasonably clear and accessible to a prudent insurer. Material representations of fact must be substantially correct and material representations of expectation/belief must be made in good faith. Failure to comply with the duty of fair presentation could mean that your policy of insurance is void or that insurers are not liable to pay all or part of your claim(s).